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Stamp Duty Kerala 2026

Calculate stamp duty and registration charges for property purchases in Kerala. Pre-filled with Kerala's current 2026 rates — adjust property value and owner type for your exact figure.

Stamp Duty
6%
Same for all buyer types
Registration
2%
Highest registration fee in India
Total Cost
8%
Tied with Tamil Nadu as highest
Gender Rate
Same
No concession for women

Calculate Stamp Duty & Registration

₹5 L₹50.00 L₹10 Cr
Stamp Duty
₹3,00,000
6% applied
Registration
₹1,00,000
2% of value
Stamp + Registration
₹4,00,000
Total govt charges
Total Property Cost
₹54.00 L
Value + all charges
Stamp Duty Rate
6%
Kerala • Male
Reg. Charge Rate
2%
No cap

Section 80C benefit: Stamp duty paid is deductible under Section 80C (up to ₹1.5L combined limit) in the year of payment. Claim this deduction when filing your ITR for that financial year. Consult your tax advisor for eligibility.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Stamp Duty Rates in Kerala (2026)

Ownership TypeStamp Duty RateNotes
Male6%
Female6%
Joint6%
Registration2%Highest registration fee in India

Key Rules & Notes for Kerala

  • Kerala has the highest registration fee in India at 2% — double the 1% most states charge. Combined with 6% stamp duty, total cost is 8%.
  • No gender-based concession in Kerala — 6% applies uniformly.
  • Kerala Fair Value land registers set the minimum valuation for stamp duty calculation and are updated annually by the Revenue Department.
  • For NRI buyers of Kerala property, the process involves additional documentation including foreign remittance proof for the purchase consideration.

Section 80C deduction: Stamp duty and registration charges paid on residential property purchase are deductible under Section 80C (within the ₹1.5 lakh combined annual limit) under the Old Tax Regime. Claim the deduction in the financial year of payment. This benefit is not available under the New Tax Regime (default from FY2023–24). Consult your CA for eligibility.

Frequently Asked Questions

Kerala stamp duty is 6% for all buyer types — no gender concession. The registration fee is 2% (highest in India) — no cap. Total cost is 8%. On a ₹50 lakh property in Kochi: stamp duty ₹3,00,000 + registration ₹1,00,000 = total ₹4,00,000.

Compare with Other States

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