Stamp Duty Tamil Nadu 2026
Calculate stamp duty and registration charges for property purchases in Tamil Nadu. Pre-filled with Tamil Nadu's current 2026 rates — adjust property value and owner type for your exact figure.
Calculate Stamp Duty & Registration
Section 80C benefit: Stamp duty paid is deductible under Section 80C (up to ₹1.5L combined limit) in the year of payment. Claim this deduction when filing your ITR for that financial year. Consult your tax advisor for eligibility.
Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.
Stamp Duty Rates in Tamil Nadu (2026)
| Ownership Type | Stamp Duty Rate | Notes |
|---|---|---|
| Male | 7% | — |
| Female | 7% | — |
| Joint | 7% | — |
| Registration | 1% | No cap |
Key Rules & Notes for Tamil Nadu
- Tamil Nadu has the highest stamp duty rate among major Indian states at 7% — equal to Uttar Pradesh (for male buyers) and Madhya Pradesh. No gender concession applies.
- The combined stamp duty (7%) + registration (1%) = 8% total transaction cost, one of the highest in India.
- Patta (land records) transfer fee is additional and varies by the Sub-Registrar office.
- For apartment purchases, ensure the Occupancy Certificate (OC) and Completion Certificate (CC) are in order — Chennai Metropolitan Development Authority (CMDA) compliance is required.
Section 80C deduction: Stamp duty and registration charges paid on residential property purchase are deductible under Section 80C (within the ₹1.5 lakh combined annual limit) under the Old Tax Regime. Claim the deduction in the financial year of payment. This benefit is not available under the New Tax Regime (default from FY2023–24). Consult your CA for eligibility.