Privacy Policy
Last updated: June 2026
1. Introduction
Welcome to EmiSetu ("we", "our", or "us"). We operate the website emisetu.com (the "Service"), which provides free online EMI calculators for Indian loan types. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.
By using our Service, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
We do not require you to create an account or submit personal data to use our calculators.
Automatically collected data:
- Browser type and version
- Pages visited and time spent
- Referring URLs
- Device type and operating system
- Approximate geographic location (country / city, derived from IP)
This data is collected through cookies and third-party analytics tools (see Section 4) and is used solely to improve the Service.
3. Cookies
We use cookies — small text files stored on your device — to understand usage patterns and serve relevant advertisements. Cookies do not contain personally identifiable information.
Types of cookies we use:
- Essential cookies — required for the site to function (e.g., theme preference).
- Analytics cookies — help us understand how visitors use the site (Google Analytics).
- Advertising cookies — used by Google AdSense to show relevant ads.
You can instruct your browser to refuse cookies or to alert you when cookies are being sent. However, some parts of the site may not function properly if you disable cookies.
4. Google AdSense & Analytics
We use Google AdSense to display advertisements. Google uses cookies (including the DoubleClick cookie) to serve ads based on your prior visits to our site and other sites on the internet. You can opt out of personalised advertising by visiting Google Ads Settings.
We also use Google Analytics to analyse site traffic. Google Analytics collects data anonymously and reports website trends without identifying individual visitors. You can opt out using the Google Analytics Opt-out Browser Add-on.
Google's privacy policy is available at policies.google.com/privacy.
5. How We Use Your Information
- To operate and maintain the Service
- To analyse and improve site performance
- To serve contextual and interest-based advertisements
- To detect and prevent fraudulent or abusive usage
We do not sell, trade, or rent your personal information to third parties.
6. Third-Party Links
Our site may contain links to external websites. We have no control over the content or privacy practices of those sites and are not responsible for them. We encourage you to review the privacy policy of every site you visit.
7. Children's Privacy
Our Service is not directed to anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13.
8. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated date. We encourage you to review this page periodically.
9. Contact Us
If you have any questions about this Privacy Policy, please contact us at privacy@emisetu.com.