Stamp Duty Karnataka 2026
Calculate stamp duty and registration charges for property purchases in Karnataka. Pre-filled with Karnataka's current 2026 rates — adjust property value and owner type for your exact figure.
Calculate Stamp Duty & Registration
Section 80C benefit: Stamp duty paid is deductible under Section 80C (up to ₹1.5L combined limit) in the year of payment. Claim this deduction when filing your ITR for that financial year. Consult your tax advisor for eligibility.
Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.
Stamp Duty Rates in Karnataka (2026)
| Ownership Type | Stamp Duty Rate | Notes |
|---|---|---|
| Male | 5% | — |
| Female | 5% | — |
| Joint | 5% | — |
| Registration | 1% | No cap |
Key Rules & Notes for Karnataka
- Karnataka levies an additional 10% surcharge on the stamp duty for properties where the stamp duty value exceeds ₹35 lakh. For a ₹1 crore property: stamp duty = 5% = ₹5,00,000, surcharge = 10% of ₹5,00,000 = ₹50,000.
- Karnataka has no gender-based concession on stamp duty — male, female, and joint purchases are all taxed at 5%.
- Bengaluru properties in BBMP limits do not have a Metro Cess unlike Maharashtra's Mumbai. However, some local surcharges may apply — verify at the Sub-Registrar office.
- The registration fee is 1% with no cap, making large-value Bengaluru properties expensive to register.
Section 80C deduction: Stamp duty and registration charges paid on residential property purchase are deductible under Section 80C (within the ₹1.5 lakh combined annual limit) under the Old Tax Regime. Claim the deduction in the financial year of payment. This benefit is not available under the New Tax Regime (default from FY2023–24). Consult your CA for eligibility.