Honda Amaze EMI & On-Road Price 2026 — Variant & State Guide
Exact Honda Amaze on-road price and EMI by variant and state — road tax, insurance and monthly instalment, with a live calculator.
Key Takeaways
- The Honda Amaze VX (petrol, MT) at ₹8,52,000 ex-showroom comes to about ₹10,16,100 on-road in Karnataka (14% road tax), with insurance and registration.
- On a 20% down payment (₹2,03,220) and a 7-year loan at 9.5%, that is an EMI of ₹13,286 on a ₹8,12,880 loan.
- Road tax swings the on-road price by about ₹68,000 between Gujarat (₹9,47,940) and Karnataka (₹10,16,100) for the VX petrol.
- Putting 30% down instead of 10% cuts total interest from ₹3,40,974 to ₹2,65,230 — a ₹75,744 saving over seven years.
The Honda Amaze offers a compact, well-built sedan with Honda's 1.2 petrol engine in manual and CVT, backed by Honda's service network and strong resale value — all at a price that starts well under ₹10 lakh. The on-road price sits above Honda's ex-showroom figure because road tax, insurance and registration get added on top. This guide gives the exact on-road price and EMI for every Amaze variant, lets you model your own down payment, rate and tenure in the live calculator below, and shows how much your registration state changes the bill. Ex-showroom prices were verified in June 2026 (ex-showroom Delhi) and state road-tax rates against current 2026 RTO slabs — small state cesses may apply on top.
Honda Amaze
Compact sedan with 1.2 petrol — manual and CVT automatic.
On-Road Price & EMI Calculator
Pick your variant and state to see the on-road breakdown and monthly EMI.
Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.
Buttons carry your current loan amount, rate and tenure into the full calculators.
Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.
Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.
Honda Amaze Variant Prices (2026)
The Amaze comes in V, VX and ZX grades with both manual and CVT. Ex-showroom Delhi prices, the Karnataka on-road price and the indicative EMI (20% down, 7 years at 9.5%):
| Variant | Ex-showroom | On-road (Karnataka) | EMI (20% down, 7yr) |
|---|---|---|---|
| V Petrol MT | ₹7,51,000 | ₹8,97,425 | ₹11,734 |
| VX Petrol MT | ₹8,52,000 | ₹10,16,100 | ₹13,286 |
| V CVT Petrol AT | ₹8,66,000 | ₹10,32,550 | ₹13,501 |
| VX CVT Petrol AT | ₹9,25,000 | ₹11,01,875 | ₹14,407 |
| ZX Petrol MT | ₹9,25,000 | ₹11,01,875 | ₹14,407 |
| ZX CVT Petrol AT | ₹10,00,000 | ₹11,90,000 | ₹15,559 |
The calculator above lists every variant with its live on-road price and EMI for your state — its buttons also pre-fill the car loan EMI calculator with your chosen variant.
What Goes Into the On-Road Price
For the popular Honda Amaze VX petrol MT at ₹8,52,000 ex-showroom in Karnataka:
| Component | Amount | Basis |
|---|---|---|
| Ex-showroom (Delhi) | ₹8,52,000 | Honda list price |
| Road tax (14%) | ₹1,19,280 | Karnataka slab for ₹5–10 lakh |
| Insurance (~3.5%) | ₹29,820 | First-year comprehensive (estimate) |
| TCS (1%) | ₹0 | Not applicable below ₹10 lakh |
| Registration, HSRP, FASTag | ₹15,000 | Estimate |
| On-road price | ₹10,16,100 |
Five of six Amaze variants are below ₹10 lakh ex-showroom, escaping the 1% TCS and falling in Karnataka's lower 14% road-tax slab. The top ZX CVT at exactly ₹10,00,000 ex-showroom also stays under the TCS threshold (Section 206C(1F) triggers on vehicles costing more than ₹10 lakh). Insurance and registration are estimates that vary by city.
How State Road Tax Changes Your Price
For the Honda Amaze VX petrol MT (₹8,52,000), road tax moves the on-road price by about ₹68,000:
| State | Road tax | On-road price |
|---|---|---|
| Gujarat | 6% | ₹9,47,940 |
| Delhi | 7% | ₹9,56,460 |
| Uttar Pradesh | 8% | ₹9,64,980 |
| West Bengal | 8% | ₹9,64,980 |
| Rajasthan | 8% | ₹9,64,980 |
| Telangana | 12% | ₹9,99,060 |
| Maharashtra | 11% | ₹9,90,540 |
| Kerala | 11% | ₹9,90,540 |
| Tamil Nadu | 13% | ₹10,07,580 |
| Karnataka | 14% | ₹10,16,100 |
Gujarat's flat 6% makes it the cheapest place to register a Honda Amaze, while Karnataka's 14% slab makes it the dearest — a gap of about ₹68,000 on the VX petrol. Drop two on-road figures into compare loans to see the EMI difference in one view.
Honda Amaze EMI by Loan Tenure
For the Honda Amaze VX petrol MT at ₹10,16,100 on-road with 20% down (₹2,03,220), the loan is ₹8,12,880. At 9.5%:
| Tenure | EMI | Total interest |
|---|---|---|
| 5 years | ₹17,072 | ₹2,11,440 |
| 6 years | ₹14,855 | ₹2,56,680 |
| 7 years | ₹13,286 | ₹3,03,144 |
| 8 years | ₹12,121 | ₹3,50,736 |
Going from 5 to 8 years lowers the EMI by ₹4,951 but adds ₹1,39,296 in interest. See flat vs reducing balance interest for why a longer tenure costs disproportionately more, and test tenures on the car loan EMI calculator.
Down Payment: How Much Should You Put Down?
For the Honda Amaze VX petrol MT (₹10,16,100 on-road), 7-year loan at 9.5%:
| Down payment | Loan amount | EMI | Total interest |
|---|---|---|---|
| 10% (₹1,01,610) | ₹9,14,490 | ₹14,946 | ₹3,40,974 |
| 20% (₹2,03,220) | ₹8,12,880 | ₹13,286 | ₹3,03,144 |
| 30% (₹3,04,830) | ₹7,11,270 | ₹11,625 | ₹2,65,230 |
A 30% down payment saves ₹75,744 in interest versus 10% down. If your savings are tied up at purchase, an early part-prepayment achieves much the same result — the prepayment calculator quantifies it, and floating-rate loans carry no prepayment penalty under RBI rules.
Manual vs CVT: Which Amaze Should You Pick?
The manual VX at ₹8,52,000 is about ₹73,000 cheaper than the V CVT at ₹8,66,000 — and the VX is a higher trim than the V, making the comparison particularly interesting for budget buyers. The VX manual packs more features at a lower price than the V CVT. The CVT is worth the premium if you commute heavily in city traffic. For outstation or mixed driving, the manual returns slightly better mileage and costs less to service.
Running and Ownership Costs
The Honda Amaze returns about 19 km/l on the 1.2 petrol, one of the best in its segment. At 12,000 km a year, that is roughly ₹65,000 in fuel. Honda's service network is well distributed; maintenance costs are modest. The CVT requires periodic fluid changes that add a minor ownership cost over the manual. Budget for insurance renewals and tyre replacement every 50,000–60,000 km.
Is a Honda Amaze EMI Affordable for You?
Keep all your EMIs under 50% of take-home pay (the FOIR cap most lenders use) and your car EMI alone within 15–20%. The Amaze VX EMI of ₹13,286 suggests a take-home income of roughly ₹66,000–88,000 a month for comfort. Check your eligibility with the loan eligibility calculator and read how much EMI you can afford. A CIBIL score above 750 typically earns the lowest rate — see CIBIL score and loan interest rate.
How to Get the Best Honda Amaze Loan Deal
- Negotiate on the on-road price and demand a line-item breakup of insurance and accessories.
- Know your credit score before visiting — check current loan rates to benchmark offers.
- Compare bank, NBFC and dealer finance in the compare loans tool; dealer finance is not always cheapest.
- Choose the shortest comfortable tenure to limit interest.
- Schedule a yearly prepayment to close the loan faster — model it in the prepayment calculator.
Deciding whether to finance or pay cash? Read car loan vs outright purchase. Looking for the premium Honda sedan? Compare the Honda City on-road and EMI guide.
Frequently Asked Questions
What is the on-road price of the Honda Amaze in 2026?
For the VX petrol MT (₹8,52,000 ex-showroom), the on-road price is about ₹10,16,100 in Karnataka, including 14% road tax, insurance and registration. The entry V starts at about ₹8,97,425 on-road; the top ZX CVT comes to about ₹11,90,000 on-road in Karnataka.
What is the EMI for a Honda Amaze?
For the VX petrol MT on 20% down (₹2,03,220) and a 7-year loan at 9.5%, the EMI is ₹13,286 on a ₹8,12,880 loan. A 5-year tenure raises it to ₹17,072 but saves about ₹91,704 in interest. Adjust the figures in the calculator above.
Does the Honda Amaze have a diesel variant?
No. The current Honda Amaze is petrol-only with a 1.2-litre four-cylinder engine. Honda discontinued the diesel Amaze in India; only petrol manual and CVT options are available in 2026.
Does the Honda Amaze attract TCS?
None of the six Amaze variants exceed ₹10 lakh ex-showroom, so none attract the 1% TCS under Section 206C(1F). The top ZX CVT at exactly ₹10,00,000 is right at the threshold — TCS applies only to vehicles costing more than ₹10 lakh, so it is not triggered here.
Which Honda Amaze variant is best value?
The VX petrol MT is a strong value pick — it adds keyless entry, rear camera, cruise control and more over the base V, yet costs significantly less than the V CVT despite being a higher trim. For CVT buyers, the ZX CVT tops the range with all features included.
How does the Honda Amaze compare to the Maruti Dzire?
Both are strong 1.2-litre petrol compact sedans with CVT options. The Amaze has a slightly larger boot; the Dzire has a larger dealer network. Both are good choices — run them through the compare loans tool with their on-road prices to see the EMI difference.
What is a sensible down payment for the Honda Amaze?
Around 20% balances a manageable EMI with reasonable savings retention. If you can stretch to 30%, you save about ₹75,744 in interest over seven years compared with 10% down.
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