Car Loan Articles
3 articles — rates, eligibility, EMI tips and strategy for Indian borrowers.
Used Car Loan India 2026 — Interest Rates, Eligibility & EMI Guide
Used car loans cost 13–20% p.a. vs 9–11% for new cars. This guide breaks down how car age drives rates, how LTV valuation works, and what your true EMI will be.
·10 min read
EV Loan India 2026 — Rates, Subsidies & EMI Guide
EVs beat petrol on 5-year total cost — but only if financed right. Complete guide to EV loan rates, PM e-DRIVE subsidies, 80EEB deduction and top lenders.
·12 min read
Car Loan vs Outright Purchase — The Full Financial Analysis (India 2026)
Should you finance your car or pay cash? At sub-9% loan rates vs 11%+ investment returns, the math often favours a loan. But depreciation, insurance, and opportunity cost change the picture. Here's the full breakdown.
·11 min read