Maruti Suzuki Swift On-Road Price in Tamil Nadu (2026)
₹6,89,419 to ₹10,44,744 on-road across 14 variants, including Tamil Nadu road tax, insurance and registration. Tamil Nadu is the 7th cheapest of 8 major states to register this car.
Ex-showroom prices verified August 2026 · Road tax slabs as of June 2026
Maruti Suzuki Swift
India's favourite hot-selling hatchback — peppy 1.2 petrol and factory CNG.
On-Road Price & EMI Calculator
Pick your variant and state to see the on-road breakdown and monthly EMI.
Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.
Buttons carry your current loan amount, rate and tenure into the full calculators.
Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.
Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.
Maruti Suzuki Swift Variant Prices in Tamil Nadu
Every variant with Tamil Nadu road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.
| Variant | Ex-showroom | Road tax (Tamil Nadu) | On-road | EMI (7yr) |
|---|---|---|---|---|
| LXi Petrol MT | ₹5,78,900 | ₹75,257 (13%) | ₹6,89,419 | ₹9,014 |
| VXi Petrol MT | ₹6,62,900 | ₹86,177 (13%) | ₹7,87,279 | ₹10,294 |
| VXi Opt Petrol MT | ₹6,88,900 | ₹89,557 (13%) | ₹8,17,569 | ₹10,690 |
| VXi Petrol AMT | ₹7,07,900 | ₹92,027 (13%) | ₹8,39,704 | ₹10,979 |
| VXi Opt Petrol AMT | ₹7,33,900 | ₹95,407 (13%) | ₹8,69,994 | ₹11,375 |
| VXi CNG | ₹7,52,400 | ₹97,812 (13%) | ₹8,91,546 | ₹11,657 |
| ZXi Petrol MT | ₹7,56,900 | ₹98,397 (13%) | ₹8,96,789 | ₹11,726 |
| VXi Opt CNG | ₹7,78,400 | ₹1,01,192 (13%) | ₹9,21,836 | ₹12,053 |
| ZXi Petrol AMT | ₹8,01,900 | ₹1,04,247 (13%) | ₹9,49,214 | ₹12,411 |
| ZXi Plus Petrol MT | ₹8,23,900 | ₹1,07,107 (13%) | ₹9,74,844 | ₹12,746 |
| ZXi Plus DT Petrol MT | ₹8,38,900 | ₹1,09,057 (13%) | ₹9,92,319 | ₹12,975 |
| ZXi CNG | ₹8,46,400 | ₹1,10,032 (13%) | ₹10,01,056 | ₹13,089 |
| ZXi Plus Petrol AMT | ₹8,68,900 | ₹1,12,957 (13%) | ₹10,27,269 | ₹13,432 |
| ZXi Plus DT Petrol AMT | ₹8,83,900 | ₹1,14,907 (13%) | ₹10,44,744 | ₹13,660 |
What Makes Up the On-Road Price in Tamil Nadu
Taking the ZXi Petrol MT at ₹7,56,900 ex-showroom, here is exactly what Tamil Nadu adds on top:
| Component | Amount | Basis |
|---|---|---|
| Ex-showroom price | ₹7,56,900 | Manufacturer price, Delhi |
| Tamil Nadu road tax | ₹98,397 | 13% of ex-showroom (petrol) |
| Insurance (first year) | ₹26,492 | ~3.5% comprehensive, estimate |
| Registration & handling | ₹15,000 | RTO fee, HSRP, FASTag |
| On-road price | ₹8,96,789 | Total payable |
Tamil Nadu note: Steep 20% on cars above ₹20 lakh; +₹2,250 road-safety tax. EVs exempt.
TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.
Swift On-Road Price: Tamil Nadu vs Other States
The same ZXi Petrol MT, registered in eight different states. The spread between the cheapest and dearest is ₹60,552 — on an identical car:
| State | Road tax | On-road price | vs Tamil Nadu |
|---|---|---|---|
| Gujarat | ₹45,414 (6%) | ₹8,43,806 | −₹52,983 |
| Delhi | ₹52,983 (7%) | ₹8,51,375 | −₹45,414 |
| Uttar Pradesh | ₹60,552 (8%) | ₹8,58,944 | −₹37,845 |
| Rajasthan | ₹60,552 (8%) | ₹8,58,944 | −₹37,845 |
| Maharashtra | ₹83,259 (11%) | ₹8,81,651 | −₹15,138 |
| Telangana | ₹90,828 (12%) | ₹8,89,220 | −₹7,569 |
| Tamil Nadu (this page) | ₹98,397 (13%) | ₹8,96,789 | — |
| Karnataka | ₹1,05,966 (14%) | ₹9,04,358 | +₹7,569 |
You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.
Financing the Swift in Tamil Nadu
At ₹8,96,789 on-road, the loan maths on the ZXi Petrol MT:
| Down payment | Loan amount | EMI (7yr @ 9.5%) | Total interest |
|---|---|---|---|
| 10% (₹89,679) | ₹8,07,110 | ₹13,191 | ₹3,00,967 |
| 20% (₹1,79,358) | ₹7,17,431 | ₹11,726 | ₹2,67,526 |
| 30% (₹2,69,037) | ₹6,27,752 | ₹10,260 | ₹2,34,085 |
| 40% (₹3,58,716) | ₹5,38,073 | ₹8,794 | ₹2,00,644 |
A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.
Frequently Asked Questions
What is the on-road price of the Maruti Suzuki Swift in Tamil Nadu?
In Tamil Nadu the Maruti Suzuki Swift costs between ₹6,89,419 and ₹10,44,744 on-road, depending on variant. That covers the ex-showroom price, Tamil Nadu road tax at 13% for the ZXi Petrol MT, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.
How much is road tax on the Swift in Tamil Nadu?
Tamil Nadu charges 13% road tax on the ZXi Petrol MT, which works out to ₹98,397. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Steep 20% on cars above ₹20 lakh; +₹2,250 road-safety tax. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.
Is the Swift cheaper to register in another state?
Gujarat is the cheapest of the 8 states compared here at ₹8,43,806 on-road for the ZXi Petrol MT, versus ₹8,96,789 in Tamil Nadu — a difference of ₹52,983. Note that you must register a vehicle in the state where you ordinarily reside; registering elsewhere to save tax requires actually relocating the vehicle and re-registering, which attracts fresh road tax in the new state.
What EMI would the Swift cost in Tamil Nadu?
On the ZXi Petrol MT at ₹8,96,789 on-road in Tamil Nadu, a 20% down payment of ₹1,79,358 leaves a loan of ₹7,17,431. At 9.5% over 7 years that is an EMI of ₹11,726. Use the calculator above to change the down payment, rate and tenure.
Does the on-road price shown here include insurance?
Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.