Maruti Suzuki Swift On-Road Price in Gujarat (2026)
₹6,54,371 to ₹9,88,346 on-road across 14 variants, including Gujarat road tax, insurance and registration. Gujarat is the cheapest of 8 major states to register this car.
Ex-showroom prices verified September 2026 · Road tax slabs as of June 2026
Maruti Suzuki Swift
India's favourite hot-selling hatchback — peppy 1.2 petrol and factory CNG.
On-Road Price & EMI Calculator
Pick your variant and state to see the on-road breakdown and monthly EMI.
Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.
Buttons carry your current loan amount, rate and tenure into the full calculators.
Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.
Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.
Maruti Suzuki Swift Variant Prices in Gujarat
Every variant with Gujarat road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.
| Variant | Ex-showroom | Road tax (Gujarat) | On-road | EMI (7yr) |
|---|---|---|---|---|
| LXi Petrol MT | ₹5,83,900 | ₹35,034 (6%) | ₹6,54,371 | ₹8,556 |
| VXi Petrol MT | ₹6,67,900 | ₹40,074 (6%) | ₹7,46,351 | ₹9,759 |
| VXi Opt Petrol MT | ₹6,93,900 | ₹41,634 (6%) | ₹7,74,821 | ₹10,131 |
| VXi Petrol AMT | ₹7,12,900 | ₹42,774 (6%) | ₹7,95,626 | ₹10,403 |
| VXi Opt Petrol AMT | ₹7,38,900 | ₹44,334 (6%) | ₹8,24,096 | ₹10,775 |
| VXi CNG | ₹7,57,400 | ₹45,444 (6%) | ₹8,44,353 | ₹11,040 |
| ZXi Petrol MT | ₹7,61,900 | ₹45,714 (6%) | ₹8,49,281 | ₹11,105 |
| VXi Opt CNG | ₹7,83,400 | ₹47,004 (6%) | ₹8,72,823 | ₹11,412 |
| ZXi Petrol AMT | ₹8,06,900 | ₹48,414 (6%) | ₹8,98,556 | ₹11,749 |
| ZXi Plus Petrol MT | ₹8,28,900 | ₹49,734 (6%) | ₹9,22,646 | ₹12,064 |
| ZXi Plus DT Petrol MT | ₹8,43,900 | ₹50,634 (6%) | ₹9,39,071 | ₹12,279 |
| ZXi CNG | ₹8,51,400 | ₹51,084 (6%) | ₹9,47,283 | ₹12,386 |
| ZXi Plus Petrol AMT | ₹8,73,900 | ₹52,434 (6%) | ₹9,71,921 | ₹12,708 |
| ZXi Plus DT Petrol AMT | ₹8,88,900 | ₹53,334 (6%) | ₹9,88,346 | ₹12,923 |
What Makes Up the On-Road Price in Gujarat
Taking the ZXi Petrol MT at ₹7,61,900 ex-showroom, here is exactly what Gujarat adds on top:
| Component | Amount | Basis |
|---|---|---|
| Ex-showroom price | ₹7,61,900 | Manufacturer price, Delhi |
| Gujarat road tax | ₹45,714 | 6% of ex-showroom (petrol) |
| Insurance (first year) | ₹26,667 | ~3.5% comprehensive, estimate |
| Registration & handling | ₹15,000 | RTO fee, HSRP, FASTag |
| On-road price | ₹8,49,281 | Total payable |
Gujarat note: Flat 6% on pre-GST price — among the lowest road tax in India. EVs exempt.
TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.
Swift On-Road Price: Gujarat vs Other States
The same ZXi Petrol MT, registered in eight different states. The spread between the cheapest and dearest is ₹60,952 — on an identical car:
| State | Road tax | On-road price | vs Gujarat |
|---|---|---|---|
| Gujarat (this page) | ₹45,714 (6%) | ₹8,49,281 | — |
| Delhi | ₹53,333 (7%) | ₹8,56,900 | +₹7,619 |
| Uttar Pradesh | ₹60,952 (8%) | ₹8,64,519 | +₹15,238 |
| Rajasthan | ₹60,952 (8%) | ₹8,64,519 | +₹15,238 |
| Maharashtra | ₹83,809 (11%) | ₹8,87,376 | +₹38,095 |
| Telangana | ₹91,428 (12%) | ₹8,94,995 | +₹45,714 |
| Tamil Nadu | ₹99,047 (13%) | ₹9,02,614 | +₹53,333 |
| Karnataka | ₹1,06,666 (14%) | ₹9,10,233 | +₹60,952 |
You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.
Financing the Swift in Gujarat
At ₹8,49,281 on-road, the loan maths on the ZXi Petrol MT:
| Down payment | Loan amount | EMI (7yr @ 9.5%) | Total interest |
|---|---|---|---|
| 10% (₹84,928) | ₹7,64,353 | ₹12,493 | ₹2,85,023 |
| 20% (₹1,69,856) | ₹6,79,425 | ₹11,105 | ₹2,53,354 |
| 30% (₹2,54,784) | ₹5,94,497 | ₹9,716 | ₹2,21,685 |
| 40% (₹3,39,712) | ₹5,09,569 | ₹8,328 | ₹1,90,015 |
A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.
Frequently Asked Questions
What is the on-road price of the Maruti Suzuki Swift in Gujarat?
In Gujarat the Maruti Suzuki Swift costs between ₹6,54,371 and ₹9,88,346 on-road, depending on variant. That covers the ex-showroom price, Gujarat road tax at 6% for the ZXi Petrol MT, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.
How much is road tax on the Swift in Gujarat?
Gujarat charges 6% road tax on the ZXi Petrol MT, which works out to ₹45,714. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Flat 6% on pre-GST price — among the lowest road tax in India. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.
Is the Swift cheaper to register in another state?
No — of the 8 states compared here, Gujarat is the cheapest place to register the ZXi Petrol MT, at ₹8,49,281 on-road. The most expensive is Karnataka at ₹9,10,233, a difference of ₹60,952.
What EMI would the Swift cost in Gujarat?
On the ZXi Petrol MT at ₹8,49,281 on-road in Gujarat, a 20% down payment of ₹1,69,856 leaves a loan of ₹6,79,425. At 9.5% over 7 years that is an EMI of ₹11,105. Use the calculator above to change the down payment, rate and tenure.
Does the on-road price shown here include insurance?
Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.