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Maruti Suzuki Ertiga On-Road Price in Tamil Nadu (2026)

₹10,51,850 to ₹16,38,605 on-road across 9 variants, including Tamil Nadu road tax, insurance and registration. Tamil Nadu is the most expensive of 8 major states to register this car.

Ex-showroom prices verified September 2026 · Road tax slabs as of June 2026

EmiSetuMPV

Maruti Suzuki Ertiga

India's best-selling 7-seater MPV — 1.5 petrol and factory CNG.

7-seaterPetrol / Cng20 km/l
Ex-showroom range
₹8.90 L ₹13.04 L
Ex-showroom Delhi · verified 19 Sept 2026

On-Road Price & EMI Calculator

Pick your variant and state to see the on-road breakdown and monthly EMI.

9 of 9
Fuel
Gearbox
Selected: ZXi Petrol MT · Petrol · Manual · 7-seater
Road tax: 17% · Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt.
On-Road Price · Karnataka
Ex-showroom
₹11,01,500
Road tax / RTO17%
₹1,87,255
Insurance~3.5%, 1st yr
₹38,553
TCS1%, creditable
₹11,015
Registration, FASTag & misc
₹15,000
On-road price
₹13,53,323
Road-tax slab jump: in Karnataka this variant is taxed at 17%. Petrol variants priced at or below ₹10.00 L fall in the lower 14% slab — choosing one cuts your road tax (and on-road price).
Monthly EMI
₹17,695
7 yr @ 9.5%
Loan Amount
₹10.83 L
After 20% down
Total Interest
₹4.04 L
Total Cost
₹17.57 L
Down + all EMIs
Where your money goes
Down payment₹2,70,66515%
Loan principal₹10,82,65862%
Interest₹4,03,71723%

Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.

Down Payment
= ₹
Interest Rate
Loan Tenure

Buttons carry your current loan amount, rate and tenure into the full calculators.

Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Maruti Suzuki Ertiga Variant Prices in Tamil Nadu

Every variant with Tamil Nadu road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.

VariantEx-showroomRoad tax (Tamil Nadu)On-roadEMI (7yr)
LXi Petrol MT₹8,90,000₹1,15,700 (13%)₹10,51,850₹13,753
VXi Petrol MT₹9,95,300₹1,29,389 (13%)₹11,74,525₹15,357
VXi CNG₹10,93,800₹2,18,760 (20%)₹13,76,781₹18,002
ZXi Petrol MT₹11,01,500₹2,20,300 (20%)₹13,86,368₹18,127
VXi Petrol AT₹11,30,300₹2,26,060 (20%)₹14,22,224₹18,596
ZXi Plus Petrol MT₹11,69,100₹2,33,820 (20%)₹14,70,530₹19,227
ZXi CNG₹12,00,000₹2,40,000 (20%)₹15,09,000₹19,730
ZXi Petrol AT₹12,36,500₹2,47,300 (20%)₹15,54,443₹20,325
ZXi Plus Petrol AT₹13,04,100₹2,60,820 (20%)₹16,38,605₹21,425

What Makes Up the On-Road Price in Tamil Nadu

Taking the ZXi Petrol MT at ₹11,01,500 ex-showroom, here is exactly what Tamil Nadu adds on top:

ComponentAmountBasis
Ex-showroom price₹11,01,500Manufacturer price, Delhi
Tamil Nadu road tax₹2,20,30020% of ex-showroom (petrol)
Insurance (first year)₹38,553~3.5% comprehensive, estimate
Registration & handling₹15,000RTO fee, HSRP, FASTag
TCS₹11,0151% — ex-showroom above ₹10,00,000, Sec 206C(1F)
On-road price₹13,86,368Total payable

Tamil Nadu note: Steep 20% on cars above ₹20 lakh; +₹2,250 road-safety tax. EVs exempt.

TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.

The Slab Trap in Tamil Nadu

Tamil Nadu applies road tax in price slabs, not as a flat percentage. The ZXi Petrol MT sits above the ₹10,00,000 slab boundary, so it is taxed at 20% rather than the 13% that applies below that line. A variant priced just under ₹10,00,000 attracts meaningfully less tax — which means the cheaper variant can save you more than the sticker difference suggests. Worth checking before you commit to a higher trim for one or two features.

Ertiga On-Road Price: Tamil Nadu vs Other States

The same ZXi Petrol MT, registered in eight different states. The spread between the cheapest and dearest is ₹1,54,210 — on an identical car:

StateRoad taxOn-road pricevs Tamil Nadu
Gujarat₹66,090 (6%)₹12,32,158−₹1,54,210
Rajasthan₹99,135 (9%)₹12,65,203−₹1,21,165
Delhi₹1,10,150 (10%)₹12,76,218−₹1,10,150
Uttar Pradesh₹1,10,150 (10%)₹12,76,218−₹1,10,150
Maharashtra₹1,32,180 (12%)₹12,98,248−₹88,120
Telangana₹1,54,210 (14%)₹13,20,278−₹66,090
Karnataka₹1,87,255 (17%)₹13,53,323−₹33,045
Tamil Nadu (this page)₹2,20,300 (20%)₹13,86,368

You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.

Financing the Ertiga in Tamil Nadu

At ₹13,86,368 on-road, the loan maths on the ZXi Petrol MT:

Down paymentLoan amountEMI (7yr @ 9.5%)Total interest
10% (₹1,38,637)₹12,47,731₹20,393₹4,65,272
20% (₹2,77,274)₹11,09,094₹18,127₹4,13,575
30% (₹4,15,910)₹9,70,458₹15,861₹3,61,878
40% (₹5,54,547)₹8,31,821₹13,595₹3,10,181

A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.

Frequently Asked Questions

What is the on-road price of the Maruti Suzuki Ertiga in Tamil Nadu?

In Tamil Nadu the Maruti Suzuki Ertiga costs between ₹10,51,850 and ₹16,38,605 on-road, depending on variant. That covers the ex-showroom price, Tamil Nadu road tax at 20% for the ZXi Petrol MT, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.

How much is road tax on the Ertiga in Tamil Nadu?

Tamil Nadu charges 20% road tax on the ZXi Petrol MT, which works out to ₹2,20,300. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Steep 20% on cars above ₹20 lakh; +₹2,250 road-safety tax. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.

Is the Ertiga cheaper to register in another state?

Gujarat is the cheapest of the 8 states compared here at ₹12,32,158 on-road for the ZXi Petrol MT, versus ₹13,86,368 in Tamil Nadu — a difference of ₹1,54,210. Note that you must register a vehicle in the state where you ordinarily reside; registering elsewhere to save tax requires actually relocating the vehicle and re-registering, which attracts fresh road tax in the new state.

What EMI would the Ertiga cost in Tamil Nadu?

On the ZXi Petrol MT at ₹13,86,368 on-road in Tamil Nadu, a 20% down payment of ₹2,77,274 leaves a loan of ₹11,09,094. At 9.5% over 7 years that is an EMI of ₹18,127. Use the calculator above to change the down payment, rate and tenure.

Does the on-road price shown here include insurance?

Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.

Maruti Suzuki Ertiga in Other States

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