Maruti Suzuki Ertiga On-Road Price in Karnataka (2026)
₹10,60,750 to ₹15,99,482 on-road across 9 variants, including Karnataka road tax, insurance and registration. Karnataka is the 7th cheapest of 8 major states to register this car.
Ex-showroom prices verified September 2026 · Road tax slabs as of June 2026
Maruti Suzuki Ertiga
India's best-selling 7-seater MPV — 1.5 petrol and factory CNG.
On-Road Price & EMI Calculator
Pick your variant and state to see the on-road breakdown and monthly EMI.
Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.
Buttons carry your current loan amount, rate and tenure into the full calculators.
Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.
Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.
Maruti Suzuki Ertiga Variant Prices in Karnataka
Every variant with Karnataka road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.
| Variant | Ex-showroom | Road tax (Karnataka) | On-road | EMI (7yr) |
|---|---|---|---|---|
| LXi Petrol MT | ₹8,90,000 | ₹1,24,600 (14%) | ₹10,60,750 | ₹13,870 |
| VXi Petrol MT | ₹9,95,300 | ₹1,39,342 (14%) | ₹11,84,478 | ₹15,487 |
| VXi CNG | ₹10,93,800 | ₹1,85,946 (17%) | ₹13,43,967 | ₹17,573 |
| ZXi Petrol MT | ₹11,01,500 | ₹1,87,255 (17%) | ₹13,53,323 | ₹17,695 |
| VXi Petrol AT | ₹11,30,300 | ₹1,92,151 (17%) | ₹13,88,315 | ₹18,152 |
| ZXi Plus Petrol MT | ₹11,69,100 | ₹1,98,747 (17%) | ₹14,35,457 | ₹18,769 |
| ZXi CNG | ₹12,00,000 | ₹2,04,000 (17%) | ₹14,73,000 | ₹19,260 |
| ZXi Petrol AT | ₹12,36,500 | ₹2,10,205 (17%) | ₹15,17,348 | ₹19,840 |
| ZXi Plus Petrol AT | ₹13,04,100 | ₹2,21,697 (17%) | ₹15,99,482 | ₹20,914 |
What Makes Up the On-Road Price in Karnataka
Taking the ZXi Petrol MT at ₹11,01,500 ex-showroom, here is exactly what Karnataka adds on top:
| Component | Amount | Basis |
|---|---|---|
| Ex-showroom price | ₹11,01,500 | Manufacturer price, Delhi |
| Karnataka road tax | ₹1,87,255 | 17% of ex-showroom (petrol) |
| Insurance (first year) | ₹38,553 | ~3.5% comprehensive, estimate |
| Registration & handling | ₹15,000 | RTO fee, HSRP, FASTag |
| TCS | ₹11,015 | 1% — ex-showroom above ₹10,00,000, Sec 206C(1F) |
| On-road price | ₹13,53,323 | Total payable |
Karnataka note: Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt.
TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.
The Slab Trap in Karnataka
Karnataka applies road tax in price slabs, not as a flat percentage. The ZXi Petrol MT sits above the ₹10,00,000 slab boundary, so it is taxed at 17% rather than the 14% that applies below that line. A variant priced just under ₹10,00,000 attracts meaningfully less tax — which means the cheaper variant can save you more than the sticker difference suggests. Worth checking before you commit to a higher trim for one or two features.
Ertiga On-Road Price: Karnataka vs Other States
The same ZXi Petrol MT, registered in eight different states. The spread between the cheapest and dearest is ₹1,54,210 — on an identical car:
| State | Road tax | On-road price | vs Karnataka |
|---|---|---|---|
| Gujarat | ₹66,090 (6%) | ₹12,32,158 | −₹1,21,165 |
| Rajasthan | ₹99,135 (9%) | ₹12,65,203 | −₹88,120 |
| Delhi | ₹1,10,150 (10%) | ₹12,76,218 | −₹77,105 |
| Uttar Pradesh | ₹1,10,150 (10%) | ₹12,76,218 | −₹77,105 |
| Maharashtra | ₹1,32,180 (12%) | ₹12,98,248 | −₹55,075 |
| Telangana | ₹1,54,210 (14%) | ₹13,20,278 | −₹33,045 |
| Karnataka (this page) | ₹1,87,255 (17%) | ₹13,53,323 | — |
| Tamil Nadu | ₹2,20,300 (20%) | ₹13,86,368 | +₹33,045 |
You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.
Financing the Ertiga in Karnataka
At ₹13,53,323 on-road, the loan maths on the ZXi Petrol MT:
| Down payment | Loan amount | EMI (7yr @ 9.5%) | Total interest |
|---|---|---|---|
| 10% (₹1,35,332) | ₹12,17,991 | ₹19,907 | ₹4,54,182 |
| 20% (₹2,70,665) | ₹10,82,658 | ₹17,695 | ₹4,03,717 |
| 30% (₹4,05,997) | ₹9,47,326 | ₹15,483 | ₹3,53,253 |
| 40% (₹5,41,329) | ₹8,11,994 | ₹13,271 | ₹3,02,788 |
A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.
Frequently Asked Questions
What is the on-road price of the Maruti Suzuki Ertiga in Karnataka?
In Karnataka the Maruti Suzuki Ertiga costs between ₹10,60,750 and ₹15,99,482 on-road, depending on variant. That covers the ex-showroom price, Karnataka road tax at 17% for the ZXi Petrol MT, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.
How much is road tax on the Ertiga in Karnataka?
Karnataka charges 17% road tax on the ZXi Petrol MT, which works out to ₹1,87,255. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.
Is the Ertiga cheaper to register in another state?
Gujarat is the cheapest of the 8 states compared here at ₹12,32,158 on-road for the ZXi Petrol MT, versus ₹13,53,323 in Karnataka — a difference of ₹1,21,165. Note that you must register a vehicle in the state where you ordinarily reside; registering elsewhere to save tax requires actually relocating the vehicle and re-registering, which attracts fresh road tax in the new state.
What EMI would the Ertiga cost in Karnataka?
On the ZXi Petrol MT at ₹13,53,323 on-road in Karnataka, a 20% down payment of ₹2,70,665 leaves a loan of ₹10,82,658. At 9.5% over 7 years that is an EMI of ₹17,695. Use the calculator above to change the down payment, rate and tenure.
Does the on-road price shown here include insurance?
Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.