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Mahindra XUV700 On-Road Price in Tamil Nadu (2026)

₹17,15,421 to ₹29,49,341 on-road across 19 variants, including Tamil Nadu road tax, insurance and registration. Tamil Nadu is the most expensive of 8 major states to register this car.

Ex-showroom prices verified June 2026 · Road tax slabs as of June 2026

EmiSetuSUV

Mahindra XUV700

Flagship family SUV — 2.0 turbo petrol and 2.2 diesel, ADAS and AWD.

7-seaterPetrol / Diesel16 km/l
Ex-showroom range
₹13.66 L ₹23.57 L
Ex-showroom Delhi · verified 20 Jun 2026

On-Road Price & EMI Calculator

Pick your variant and state to see the on-road breakdown and monthly EMI.

19 of 19
Fuel
Gearbox
Selected: AX5 Diesel MT · Diesel · Manual · 7-seater
Road tax: 17% · Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt.
On-Road Price · Karnataka
Ex-showroom
₹18,28,999
Road tax / RTO17%
₹3,10,930
Insurance~3.5%, 1st yr
₹64,015
TCS1%, creditable
₹18,290
Registration, FASTag & misc
₹15,000
On-road price
₹22,37,234
Monthly EMI
₹29,252
7 yr @ 9.5%
Loan Amount
₹17.90 L
After 20% down
Total Interest
₹6.67 L
Total Cost
₹29.05 L
Down + all EMIs
Where your money goes
Down payment₹4,47,44715%
Loan principal₹17,89,78762%
Interest₹6,67,40223%

Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.

Down Payment
= ₹
Interest Rate
Loan Tenure

Buttons carry your current loan amount, rate and tenure into the full calculators.

Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Mahindra XUV700 Variant Prices in Tamil Nadu

Every variant with Tamil Nadu road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.

VariantEx-showroomRoad tax (Tamil Nadu)On-roadEMI (7yr)
MX Petrol MT 7Str₹13,65,800₹2,73,160 (20%)₹17,15,421₹22,429
MX Petrol MT 5Str₹13,99,000₹2,79,800 (20%)₹17,56,755₹22,970
MX Diesel MT 7Str₹14,13,000₹2,82,600 (20%)₹17,74,185₹23,198
MX Diesel MT 5Str₹14,59,000₹2,91,800 (20%)₹18,31,455₹23,947
AX3 Petrol MT₹16,38,999₹3,27,800 (20%)₹20,55,554₹26,877
AX3 Diesel MT₹16,98,999₹3,39,800 (20%)₹21,30,254₹27,853
AX5 Petrol MT₹17,69,000₹3,53,800 (20%)₹22,17,405₹28,993
AX5 Diesel MT₹18,28,999₹3,65,800 (20%)₹22,92,104₹29,970
AX7 Petrol MT₹18,37,299₹3,67,460 (20%)₹23,02,437₹30,105
AX7 Diesel MT₹18,84,400₹3,76,880 (20%)₹23,61,078₹30,872
AX5 Petrol AT₹19,28,999₹3,85,800 (20%)₹24,16,604₹31,598
AX5 Diesel AT₹19,45,700₹3,89,140 (20%)₹24,37,397₹31,869
AX7 Petrol AT₹19,78,701₹3,95,740 (20%)₹24,78,483₹32,407
AX7 Diesel AT₹20,44,700₹4,08,940 (20%)₹25,60,652₹33,481
AX7L Diesel MT₹20,96,600₹4,19,320 (20%)₹26,25,267₹34,326
AX7 Diesel AT AWD₹21,57,900₹4,31,580 (20%)₹27,01,586₹35,324
AX7L Petrol AT₹21,86,200₹4,37,240 (20%)₹27,36,819₹35,784
AX7L Diesel AT₹22,61,601₹4,52,320 (20%)₹28,30,693₹37,012
AX7L Diesel AT AWD₹23,56,900₹4,71,380 (20%)₹29,49,341₹38,563

What Makes Up the On-Road Price in Tamil Nadu

Taking the AX5 Diesel MT at ₹18,28,999 ex-showroom, here is exactly what Tamil Nadu adds on top:

ComponentAmountBasis
Ex-showroom price₹18,28,999Manufacturer price, Delhi
Tamil Nadu road tax₹3,65,80020% of ex-showroom (diesel)
Insurance (first year)₹64,015~3.5% comprehensive, estimate
Registration & handling₹15,000RTO fee, HSRP, FASTag
TCS₹18,2901% — ex-showroom above ₹10,00,000, Sec 206C(1F)
On-road price₹22,92,104Total payable

Tamil Nadu note: Steep 20% on cars above ₹20 lakh; +₹2,250 road-safety tax. EVs exempt.

TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.

The Slab Trap in Tamil Nadu

Tamil Nadu applies road tax in price slabs, not as a flat percentage. The AX5 Diesel MT sits above the ₹10,00,000 slab boundary, so it is taxed at 20% rather than the 13% that applies below that line. A variant priced just under ₹10,00,000 attracts meaningfully less tax — which means the cheaper variant can save you more than the sticker difference suggests. Worth checking before you commit to a higher trim for one or two features.

XUV700 On-Road Price: Tamil Nadu vs Other States

The same AX5 Diesel MT, registered in eight different states. The spread between the cheapest and dearest is ₹2,56,060 — on an identical car:

StateRoad taxOn-road pricevs Tamil Nadu
Gujarat₹1,09,740 (6%)₹20,36,044−₹2,56,060
Uttar Pradesh₹1,82,900 (10%)₹21,09,204−₹1,82,900
Rajasthan₹2,01,190 (11%)₹21,27,494−₹1,64,610
Delhi₹2,28,625 (12.5%)₹21,54,929−₹1,37,175
Maharashtra₹2,56,060 (14%)₹21,82,364−₹1,09,740
Telangana₹2,56,060 (14%)₹21,82,364−₹1,09,740
Karnataka₹3,10,930 (17%)₹22,37,234−₹54,870
Tamil Nadu (this page)₹3,65,800 (20%)₹22,92,104

You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.

Financing the XUV700 in Tamil Nadu

At ₹22,92,104 on-road, the loan maths on the AX5 Diesel MT:

Down paymentLoan amountEMI (7yr @ 9.5%)Total interest
10% (₹2,29,210)₹20,62,894₹33,716₹7,69,242
20% (₹4,58,421)₹18,33,683₹29,970₹6,83,770
30% (₹6,87,631)₹16,04,473₹26,223₹5,98,299
40% (₹9,16,842)₹13,75,262₹22,477₹5,12,828

A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.

Frequently Asked Questions

What is the on-road price of the Mahindra XUV700 in Tamil Nadu?

In Tamil Nadu the Mahindra XUV700 costs between ₹17,15,421 and ₹29,49,341 on-road, depending on variant. That covers the ex-showroom price, Tamil Nadu road tax at 20% for the AX5 Diesel MT, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.

How much is road tax on the XUV700 in Tamil Nadu?

Tamil Nadu charges 20% road tax on the AX5 Diesel MT, which works out to ₹3,65,800. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Steep 20% on cars above ₹20 lakh; +₹2,250 road-safety tax. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.

Is the XUV700 cheaper to register in another state?

Gujarat is the cheapest of the 8 states compared here at ₹20,36,044 on-road for the AX5 Diesel MT, versus ₹22,92,104 in Tamil Nadu — a difference of ₹2,56,060. Note that you must register a vehicle in the state where you ordinarily reside; registering elsewhere to save tax requires actually relocating the vehicle and re-registering, which attracts fresh road tax in the new state.

What EMI would the XUV700 cost in Tamil Nadu?

On the AX5 Diesel MT at ₹22,92,104 on-road in Tamil Nadu, a 20% down payment of ₹4,58,421 leaves a loan of ₹18,33,683. At 9.5% over 7 years that is an EMI of ₹29,970. Use the calculator above to change the down payment, rate and tenure.

Does the on-road price shown here include insurance?

Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.

Mahindra XUV700 in Other States

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