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Kia Seltos On-Road Price in Maharashtra (2026)

₹12,96,385 to ₹23,84,882 on-road across 35 variants, including Maharashtra road tax, insurance and registration. Maharashtra is the 5th cheapest of 8 major states to register this car.

Ex-showroom prices verified June 2026 · Road tax slabs as of June 2026

EmiSetuSUV

Kia Seltos

Feature-loaded midsize SUV — petrol, 160hp turbo-petrol and diesel.

5-seaterPetrol / Diesel20–21 km/l
Ex-showroom range
₹11.00 L ₹20.00 L
Ex-showroom Delhi · verified 20 Jun 2026

On-Road Price & EMI Calculator

Pick your variant and state to see the on-road breakdown and monthly EMI.

35 of 35
Fuel
Gearbox
Selected: HTX Turbo DCT · Petrol · Automatic · 5-seater
Road tax: 17% · Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt.
On-Road Price · Karnataka
Ex-showroom
₹17,71,401
Road tax / RTO17%
₹3,01,138
Insurance~3.5%, 1st yr
₹61,999
TCS1%, creditable
₹17,714
Registration, FASTag & misc
₹15,000
On-road price
₹21,67,252
Monthly EMI
₹28,337
7 yr @ 9.5%
Loan Amount
₹17.34 L
After 20% down
Total Interest
₹6.47 L
Total Cost
₹28.14 L
Down + all EMIs
Where your money goes
Down payment₹4,33,45015%
Loan principal₹17,33,80262%
Interest₹6,46,52523%

Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.

Down Payment
= ₹
Interest Rate
Loan Tenure

Buttons carry your current loan amount, rate and tenure into the full calculators.

Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Kia Seltos Variant Prices in Maharashtra

Every variant with Maharashtra road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.

VariantEx-showroomRoad tax (Maharashtra)On-roadEMI (7yr)
HTE Petrol MT₹10,99,901₹1,31,988 (12%)₹12,96,385₹16,950
HTE(O) Petrol MT₹12,11,401₹1,45,368 (12%)₹14,26,282₹18,649
HTE Diesel MT₹12,61,401₹1,76,596 (14%)₹15,09,760₹19,740
HTE(O) Turbo iMT₹12,91,401₹1,54,968 (12%)₹15,19,482₹19,868
HTK Petrol MT₹13,11,400₹1,57,368 (12%)₹15,42,781₹20,172
HTE(O) Petrol iVT₹13,41,401₹1,60,968 (12%)₹15,77,732₹20,629
HTK Turbo iMT₹13,91,401₹1,66,968 (12%)₹16,35,982₹21,391
HTE(O) Diesel MT₹13,71,401₹1,91,996 (14%)₹16,40,110₹21,445
HTK(O) Petrol MT₹14,21,401₹1,70,568 (12%)₹16,70,932₹21,848
HTK Petrol iVT₹14,41,401₹1,72,968 (12%)₹16,94,232₹22,152
HTK(O) Turbo iMT₹14,99,900₹1,79,988 (12%)₹17,62,384₹23,043
HTK Diesel MT₹14,71,401₹2,05,996 (14%)₹17,58,610₹22,994
HTE(O) Diesel AT₹14,99,901₹2,09,986 (14%)₹17,92,383₹23,436
HTX Petrol MT₹15,61,401₹1,87,368 (12%)₹18,34,032₹23,980
HTX(A) Petrol MT₹16,71,400₹2,00,568 (12%)₹19,62,181₹25,656
HTX Petrol iVT₹16,91,401₹2,02,968 (12%)₹19,85,482₹25,961
HTX Diesel MT₹17,21,401₹2,40,996 (14%)₹20,54,860₹26,868
HTX Turbo DCT₹17,71,401₹2,12,568 (12%)₹20,78,682₹27,179
HTX(A) Petrol iVT₹18,01,401₹2,16,168 (12%)₹21,13,632₹27,636
HTX(A) Diesel MT₹18,31,401₹2,56,396 (14%)₹21,85,210₹28,572
HTX Diesel AT₹18,51,401₹2,59,196 (14%)₹22,08,910₹28,882
HTX(A) Turbo DCT₹18,81,401₹2,25,768 (12%)₹22,06,832₹28,855
GTX Petrol iVT₹18,41,401₹2,20,968 (12%)₹21,60,232₹28,245
X-Line Petrol iVT₹18,41,401₹2,20,968 (12%)₹21,60,232₹28,245
GTX Turbo DCT₹19,21,401₹2,30,568 (12%)₹22,53,432₹29,464
X-Line Turbo DCT₹19,21,400₹2,30,568 (12%)₹22,53,431₹29,464
GTX(A) Petrol iVT₹19,51,401₹2,34,168 (12%)₹22,88,382₹29,921
X-Line(A) Petrol iVT₹19,51,400₹2,34,168 (12%)₹22,88,381₹29,921
HTX(A) Diesel AT₹19,61,401₹2,74,596 (14%)₹23,39,260₹30,586
GTX Diesel AT₹19,81,401₹2,77,396 (14%)₹23,62,960₹30,896
X-Line Diesel AT₹19,81,400₹2,77,396 (14%)₹23,62,959₹30,896
GTX(A) Turbo DCT₹19,99,901₹2,39,988 (12%)₹23,44,885₹30,660
GTX(A) Diesel AT₹19,99,901₹2,79,986 (14%)₹23,84,883₹31,183
X-Line(A) Turbo DCT₹19,99,900₹2,39,988 (12%)₹23,44,884₹30,660
X-Line(A) Diesel AT₹19,99,900₹2,79,986 (14%)₹23,84,882₹31,183

What Makes Up the On-Road Price in Maharashtra

Taking the HTX Turbo DCT at ₹17,71,401 ex-showroom, here is exactly what Maharashtra adds on top:

ComponentAmountBasis
Ex-showroom price₹17,71,401Manufacturer price, Delhi
Maharashtra road tax₹2,12,56812% of ex-showroom (petrol)
Insurance (first year)₹61,999~3.5% comprehensive, estimate
Registration & handling₹15,000RTO fee, HSRP, FASTag
TCS₹17,7141% — ex-showroom above ₹10,00,000, Sec 206C(1F)
On-road price₹20,78,682Total payable

Maharashtra note: Diesel +2% over petrol; +2% road-safety cess on the tax. EVs exempt.

TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.

The Slab Trap in Maharashtra

Maharashtra applies road tax in price slabs, not as a flat percentage. The HTX Turbo DCT sits above the ₹10,00,000 slab boundary, so it is taxed at 12% rather than the 11% that applies below that line. A variant priced just under ₹10,00,000 attracts meaningfully less tax — which means the cheaper variant can save you more than the sticker difference suggests. Worth checking before you commit to a higher trim for one or two features.

Seltos On-Road Price: Maharashtra vs Other States

The same HTX Turbo DCT, registered in eight different states. The spread between the cheapest and dearest is ₹2,47,996 — on an identical car:

StateRoad taxOn-road pricevs Maharashtra
Gujarat₹1,06,284 (6%)₹19,72,398−₹1,06,284
Rajasthan₹1,59,426 (9%)₹20,25,540−₹53,142
Delhi₹1,77,140 (10%)₹20,43,254−₹35,428
Uttar Pradesh₹1,77,140 (10%)₹20,43,254−₹35,428
Maharashtra (this page)₹2,12,568 (12%)₹20,78,682
Telangana₹2,47,996 (14%)₹21,14,110+₹35,428
Karnataka₹3,01,138 (17%)₹21,67,252+₹88,570
Tamil Nadu₹3,54,280 (20%)₹22,20,394+₹1,41,712

You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.

Financing the Seltos in Maharashtra

At ₹20,78,682 on-road, the loan maths on the HTX Turbo DCT:

Down paymentLoan amountEMI (7yr @ 9.5%)Total interest
10% (₹2,07,868)₹18,70,814₹30,577₹6,97,616
20% (₹4,15,736)₹16,62,946₹27,179₹6,20,103
30% (₹6,23,605)₹14,55,077₹23,782₹5,42,590
40% (₹8,31,473)₹12,47,209₹20,384₹4,65,077

A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.

Frequently Asked Questions

What is the on-road price of the Kia Seltos in Maharashtra?

In Maharashtra the Kia Seltos costs between ₹12,96,385 and ₹23,84,882 on-road, depending on variant. That covers the ex-showroom price, Maharashtra road tax at 12% for the HTX Turbo DCT, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.

How much is road tax on the Seltos in Maharashtra?

Maharashtra charges 12% road tax on the HTX Turbo DCT, which works out to ₹2,12,568. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Diesel +2% over petrol; +2% road-safety cess on the tax. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.

Is the Seltos cheaper to register in another state?

Gujarat is the cheapest of the 8 states compared here at ₹19,72,398 on-road for the HTX Turbo DCT, versus ₹20,78,682 in Maharashtra — a difference of ₹1,06,284. Note that you must register a vehicle in the state where you ordinarily reside; registering elsewhere to save tax requires actually relocating the vehicle and re-registering, which attracts fresh road tax in the new state.

What EMI would the Seltos cost in Maharashtra?

On the HTX Turbo DCT at ₹20,78,682 on-road in Maharashtra, a 20% down payment of ₹4,15,736 leaves a loan of ₹16,62,946. At 9.5% over 7 years that is an EMI of ₹27,179. Use the calculator above to change the down payment, rate and tenure.

Does the on-road price shown here include insurance?

Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.

Kia Seltos in Other States

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