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Hyundai Creta On-Road Price in Karnataka (2026)

₹13,40,201 to ₹24,72,718 on-road across 50 variants, including Karnataka road tax, insurance and registration. Karnataka is the 7th cheapest of 8 major states to register this car.

Ex-showroom prices verified June 2026 · Road tax slabs as of June 2026

EmiSetuSUV

Hyundai Creta

India’s best-selling midsize SUV — petrol, diesel and turbo-petrol.

5-seaterPetrol / Diesel20–22 km/l
Ex-showroom range
₹10.91 L ₹20.06 L
Ex-showroom Delhi · verified 20 Jun 2026

On-Road Price & EMI Calculator

Pick your variant and state to see the on-road breakdown and monthly EMI.

50 of 50
Fuel
Gearbox
Selected: EX (O) Diesel AT Summer Edition · Diesel · Automatic · 5-seater
Road tax: 17% · Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt.
On-Road Price · Karnataka
Ex-showroom
₹16,04,900
Road tax / RTO17%
₹2,72,833
Insurance~3.5%, 1st yr
₹56,172
TCS1%, creditable
₹16,049
Registration, FASTag & misc
₹15,000
On-road price
₹19,64,954
Monthly EMI
₹25,692
7 yr @ 9.5%
Loan Amount
₹15.72 L
After 20% down
Total Interest
₹5.86 L
Total Cost
₹25.51 L
Down + all EMIs
Where your money goes
Down payment₹3,92,99115%
Loan principal₹15,71,96362%
Interest₹5,86,17623%

Interest is 37% of the amount you borrow over 7 years. A bigger down payment or shorter tenure lowers it — adjust the sliders to compare.

Down Payment
= ₹
Interest Rate
Loan Tenure

Buttons carry your current loan amount, rate and tenure into the full calculators.

Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Hyundai Creta Variant Prices in Karnataka

Every variant with Karnataka road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 7-year loan at 9.5% — adjust any of those in the calculator above, or model a different loan entirely in the car loan EMI calculator.

VariantEx-showroomRoad tax (Karnataka)On-roadEMI (7yr)
E₹10,90,700₹1,85,419 (17%)₹13,40,201₹17,523
EX Summer Edition₹12,05,900₹2,05,003 (17%)₹14,80,169₹19,353
EX₹12,06,700₹2,05,139 (17%)₹14,81,141₹19,366
E Diesel₹12,52,800₹2,12,976 (17%)₹15,37,152₹20,099
EX (O) Summer Edition₹13,13,400₹2,23,278 (17%)₹16,10,781₹21,061
EX (O)₹13,14,200₹2,23,414 (17%)₹16,11,753₹21,074
EX Diesel Summer Edition₹13,61,900₹2,31,523 (17%)₹16,69,709₹21,832
EX Diesel₹13,65,700₹2,32,169 (17%)₹16,74,326₹21,892
S (O) Summer Edition₹14,19,900₹2,41,383 (17%)₹17,40,179₹22,753
S (O)₹14,20,700₹2,41,519 (17%)₹17,41,151₹22,766
S(O) Knight Summer Edition₹14,38,400₹2,44,528 (17%)₹17,62,656₹23,047
S (O) Knight₹14,39,200₹2,44,664 (17%)₹17,63,628₹23,060
EX (O) iVT Summer Edition₹14,48,900₹2,46,313 (17%)₹17,75,414₹23,214
EX(O) iVT₹14,49,700₹2,46,449 (17%)₹17,76,386₹23,227
EX (O) Diesel Summer Edition₹14,69,400₹2,49,798 (17%)₹18,00,321₹23,540
SX Summer Edition₹15,03,600₹2,55,612 (17%)₹18,41,874₹24,083
SX₹15,04,400₹2,55,748 (17%)₹18,42,846₹24,096
EX (O) Diesel₹14,73,200₹2,50,444 (17%)₹18,04,938₹23,600
SX DT₹15,19,400₹2,58,298 (17%)₹18,61,071₹24,334
S (O) iVT Summer Edition₹15,64,900₹2,66,033 (17%)₹19,16,354₹25,057
S (O) iVT₹15,65,700₹2,66,169 (17%)₹19,17,326₹25,069
S (O) Diesel Summer Edition₹15,80,900₹2,68,753 (17%)₹19,35,794₹25,311
S (O) Diesel₹15,84,700₹2,69,399 (17%)₹19,40,411₹25,371
SX Premium Summer Edition₹16,33,400₹2,77,678 (17%)₹19,99,581₹26,145
SX Premium₹16,34,200₹2,77,814 (17%)₹20,00,553₹26,158
S (O) Knight Diesel Summer Edition₹15,99,400₹2,71,898 (17%)₹19,58,271₹25,605
S (O) Knight Diesel₹16,03,200₹2,72,544 (17%)₹19,62,888₹25,665
EX (O) Diesel AT Summer Edition₹16,04,900₹2,72,833 (17%)₹19,64,954₹25,692
EX (O) Diesel AT₹16,08,200₹2,73,394 (17%)₹19,68,963₹25,745
SX Premium DT₹16,49,200₹2,80,364 (17%)₹20,18,778₹26,396
King₹17,27,800₹2,93,726 (17%)₹21,14,277₹27,645
King DT₹17,42,800₹2,96,276 (17%)₹21,32,502₹27,883
S (O) Diesel AT Summer Edition₹17,25,900₹2,93,403 (17%)₹21,11,969₹27,614
S (O) Diesel AT₹17,29,700₹2,94,049 (17%)₹21,16,586₹27,675
SX Premium iVT Summer Edition₹17,77,900₹3,02,243 (17%)₹21,75,149₹28,440
SX Premium iVT₹17,78,700₹3,02,379 (17%)₹21,76,121₹28,453
SX Premium iVT DT₹17,93,700₹3,04,929 (17%)₹21,94,346₹28,691
SX Premium Diesel Summer Edition₹17,88,900₹3,04,113 (17%)₹21,88,514₹28,615
SX Premium Diesel₹17,92,700₹3,04,759 (17%)₹21,93,131₹28,676
SX Premium DT Diesel₹18,07,700₹3,07,309 (17%)₹22,11,356₹28,914
King iVT₹18,68,800₹3,17,696 (17%)₹22,85,592₹29,885
King Knight iVT₹18,83,300₹3,20,161 (17%)₹23,03,210₹30,115
King iVT DT₹18,83,800₹3,20,246 (17%)₹23,03,817₹30,123
King Knight iVT DT₹18,97,000₹3,22,490 (17%)₹23,19,855₹30,333
King Diesel₹18,85,800₹3,20,586 (17%)₹23,06,247₹30,155
King Diesel DT₹19,00,800₹3,23,136 (17%)₹23,24,472₹30,393
King Diesel AT₹19,77,800₹3,36,226 (17%)₹24,18,027₹31,616
King Diesel AT DT₹19,92,800₹3,38,776 (17%)₹24,36,252₹31,854
King Turbo DCT₹19,91,300₹3,38,521 (17%)₹24,34,430₹31,831
King Turbo DCT DT₹20,06,300₹3,61,134 (18%)₹24,72,718₹32,331

What Makes Up the On-Road Price in Karnataka

Taking the EX (O) Diesel AT Summer Edition at ₹16,04,900 ex-showroom, here is exactly what Karnataka adds on top:

ComponentAmountBasis
Ex-showroom price₹16,04,900Manufacturer price, Delhi
Karnataka road tax₹2,72,83317% of ex-showroom (diesel)
Insurance (first year)₹56,172~3.5% comprehensive, estimate
Registration & handling₹15,000RTO fee, HSRP, FASTag
TCS₹16,0491% — ex-showroom above ₹10,00,000, Sec 206C(1F)
On-road price₹19,64,954Total payable

Karnataka note: Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt.

TCS is not a cost — it is tax collected at source and is creditable against your income tax liability when you file your return. The road tax, however, is a genuine sunk cost and it is the single largest state-level variable in the price you pay.

The Slab Trap in Karnataka

Karnataka applies road tax in price slabs, not as a flat percentage. The EX (O) Diesel AT Summer Edition sits above the ₹10,00,000 slab boundary, so it is taxed at 17% rather than the 14% that applies below that line. A variant priced just under ₹10,00,000 attracts meaningfully less tax — which means the cheaper variant can save you more than the sticker difference suggests. Worth checking before you commit to a higher trim for one or two features.

Creta On-Road Price: Karnataka vs Other States

The same EX (O) Diesel AT Summer Edition, registered in eight different states. The spread between the cheapest and dearest is ₹2,24,686 — on an identical car:

StateRoad taxOn-road pricevs Karnataka
Gujarat₹96,294 (6%)₹17,88,415−₹1,76,539
Uttar Pradesh₹1,60,490 (10%)₹18,52,611−₹1,12,343
Rajasthan₹1,76,539 (11%)₹18,68,660−₹96,294
Delhi₹2,00,613 (12.5%)₹18,92,734−₹72,220
Maharashtra₹2,24,686 (14%)₹19,16,807−₹48,147
Telangana₹2,24,686 (14%)₹19,16,807−₹48,147
Karnataka (this page)₹2,72,833 (17%)₹19,64,954
Tamil Nadu₹3,20,980 (20%)₹20,13,101+₹48,147

You must register a vehicle in the state where you ordinarily reside, so this table is not a shopping list — it is context for what you are actually paying, and it matters if you are about to relocate. Moving a car to a new state means re-registering there and paying that state's road tax again, with only a partial refund of the original. Factor that in before an inter-state move.

Financing the Creta in Karnataka

At ₹19,64,954 on-road, the loan maths on the EX (O) Diesel AT Summer Edition:

Down paymentLoan amountEMI (7yr @ 9.5%)Total interest
10% (₹1,96,495)₹17,68,459₹28,904₹6,59,449
20% (₹3,92,991)₹15,71,963₹25,692₹5,86,176
30% (₹5,89,486)₹13,75,468₹22,481₹5,12,904
40% (₹7,85,982)₹11,78,972₹19,269₹4,39,632

A larger down payment cuts both the EMI and the total interest. Before committing, check what you can comfortably service with the loan eligibility calculator, and compare offers from different lenders on the loan comparison tool. If you are weighing a car loan against paying cash, read car loan vs outright purchase.

Frequently Asked Questions

What is the on-road price of the Hyundai Creta in Karnataka?

In Karnataka the Hyundai Creta costs between ₹13,40,201 and ₹24,72,718 on-road, depending on variant. That covers the ex-showroom price, Karnataka road tax at 17% for the EX (O) Diesel AT Summer Edition, first-year comprehensive insurance (roughly 3.5% of ex-showroom), registration and handling of about ₹15,000, plus 1% TCS where the ex-showroom price exceeds ₹10,00,000.

How much is road tax on the Creta in Karnataka?

Karnataka charges 17% road tax on the EX (O) Diesel AT Summer Edition, which works out to ₹2,72,833. Road tax in India is slab-based on ex-showroom price and several states levy a different rate on diesel, CNG and electric vehicles. Among the highest in India; +11% cess on the tax plus a welfare cess. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.

Is the Creta cheaper to register in another state?

Gujarat is the cheapest of the 8 states compared here at ₹17,88,415 on-road for the EX (O) Diesel AT Summer Edition, versus ₹19,64,954 in Karnataka — a difference of ₹1,76,539. Note that you must register a vehicle in the state where you ordinarily reside; registering elsewhere to save tax requires actually relocating the vehicle and re-registering, which attracts fresh road tax in the new state.

What EMI would the Creta cost in Karnataka?

On the EX (O) Diesel AT Summer Edition at ₹19,64,954 on-road in Karnataka, a 20% down payment of ₹3,92,991 leaves a loan of ₹15,71,963. At 9.5% over 7 years that is an EMI of ₹25,692. Use the calculator above to change the down payment, rate and tenure.

Does the on-road price shown here include insurance?

Yes. These figures include an estimate for first-year comprehensive insurance at about 3.5% of ex-showroom. Actual premiums vary by insurer, add-on cover (zero-depreciation, engine protection), your claim history and the registering RTO. Dealer-arranged insurance is usually dearer than buying it yourself — worth quoting independently.

Hyundai Creta in Other States

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