EmiSetu

Hero Splendor Plus On-Road Price in Telangana (2026)

₹90,559 to ₹99,639 on-road across 4 variants, including Telangana road tax, 5-year third-party insurance and registration. Telangana is the most expensive of 8 major states to register this bike.

Ex-showroom prices verified June 2026 · Road tax slabs as of June 2026

EmiSetuCommuter97cc

Hero Splendor Plus

India's best-selling motorcycle — fuel-efficient 100cc engine and minimal maintenance.

Petrol80 km/l (claimed)
Ex-showroom range
₹74.0 K ₹82.0 K
Ex-showroom Delhi · verified 21 Jun 2026

On-Road Price & EMI Calculator

Pick your variant and state to see the on-road breakdown and monthly EMI.

4 of 4
Selected: Self Drum · Petrol · Manual
Road tax: 8% · EV two-wheelers exempt from road tax in Delhi.
On-Road Price · Delhi
Ex-showroom
₹76,999
Road tax / RTO8%
₹6,160
Own Damage insurance1 yr, ~1.5% est.
₹1,155
Third Party insurance5 yr mandatory (IRDAI)
₹3,570
Registration & smart card
₹3,000
On-road price
₹90,884
Monthly EMI
₹2,363
3 yr @ 10.5%
Loan Amount
₹72.7 K
After 20% down
Total Interest
₹12.4 K
Total Cost
₹1.03 L
Down + all EMIs
Where your money goes
Down payment₹18,17718%
Loan principal₹72,70770%
Interest₹12,36712%

Interest is 17% of the amount you borrow over 3 years. A bigger down payment or shorter tenure reduces it.

Down Payment
= ₹
Interest Rate
Loan Tenure

Buttons carry your current loan amount, rate and tenure into the full calculators.

Estimates only. Road-tax slabs (as of June 2026), insurance and dealer charges vary — confirm the final on-road price with your RTO and an authorised dealer.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Hero Splendor Plus Variant Prices in Telangana

Every variant with Telangana road tax applied. The EMI column assumes a 20% down payment on the on-road price and a 3-year loan at 10.5% — adjust any of those in the calculator above, or model a different loan in the vehicle loan EMI calculator.

VariantEx-showroomRoad tax (Telangana)On-roadEMI (3yr)
Kick Drum₹73,999₹8,880 (12%)₹90,559₹2,355
Self Drum₹76,999₹9,240 (12%)₹93,964₹2,443
Self Drum XTEC₹79,299₹9,516 (12%)₹96,574₹2,511
Self Alloy XTEC₹81,999₹9,840 (12%)₹99,639₹2,591

What Makes Up the On-Road Price in Telangana

Taking the Self Drum at ₹76,999 ex-showroom, here is exactly what Telangana and the insurer add on top:

ComponentAmountBasis
Ex-showroom price₹76,999Manufacturer price, Delhi
Telangana road tax₹9,24012% of ex-showroom
Third-party insurance (5 yr)₹3,570IRDAI-fixed, 76–150cc band — paid upfront
Own-damage cover (1 yr)₹1,155~1.5% of ex-showroom, estimate
Registration & smart card₹3,000RTO fee, HSRP, estimate
On-road price₹93,964Total payable

Telangana note: Flat 12% for two-wheelers. EVs exempt.

Why Insurance Costs What It Does on a 97cc Machine

This is where two-wheeler pricing diverges sharply from cars. Third-party cover is compulsory, and since September 2018 a new two-wheeler must be insured for five years of third-party liability upfront. IRDAI fixes that premium by engine capacity rather than by price:

Engine capacity5-year TP premiumApplies here?
Up to 75cc₹2,690
76–150cc₹3,570Yes
151–350cc₹6,830
Above 350cc₹14,020

The Splendor Plus is 97cc, so it sits in the 76–150cc band at ₹3,570. Added to own-damage cover of ₹1,155, total insurance is ₹4,725 5.0% of the on-road price. Because the third-party half is a flat amount, it weighs far more heavily on an inexpensive commuter than on a large-capacity machine, and it is the main reason a ₹60,000 bike rarely leaves the showroom under ₹70,000.

Splendor Plus On-Road Price: Telangana vs Other States

The same Self Drum, registered in eight different states. The spread between cheapest and dearest is ₹6,160 on an identical machine:

StateRoad taxOn-road pricevs Telangana
Gujarat₹3,080 (4%)₹87,804−₹6,160
Rajasthan₹4,620 (6%)₹89,344−₹4,620
Tamil Nadu₹6,160 (8%)₹90,884−₹3,080
Delhi₹6,160 (8%)₹90,884−₹3,080
Uttar Pradesh₹6,160 (8%)₹90,884−₹3,080
Maharashtra₹8,470 (11%)₹93,194−₹770
Karnataka₹9,240 (12%)₹93,964
Telangana (this page)₹9,240 (12%)₹93,964

Two-wheeler road tax ranges from a flat 4% in Gujarat to 12–13% in Karnataka and Telangana, and because the insurance and registration components are effectively fixed, road tax is the only part of the on-road price that moves when you cross a state line.

Financing the Splendor Plus in Telangana

At ₹93,964 on-road, the loan maths on the Self Drum:

Down paymentLoan amountEMI (3yr @ 10.5%)Total interest
10% (₹9,396)₹84,568₹2,749₹14,384
20% (₹18,793)₹75,171₹2,443₹12,786
30% (₹28,189)₹65,775₹2,138₹11,188
40% (₹37,586)₹56,378₹1,832₹9,589

Two-wheeler loans are priced above car loans — typically 10–14% against 8.5–9.5% — and lenders rarely go beyond three years, so the interest burden is front-loaded and heavy relative to the ticket size. Check what you can service in the loan eligibility calculator, compare lenders on the loan comparison tool, and read the two-wheeler loan guide before accepting a dealer-arranged scheme. If you are weighing a bigger down payment, the trade-offs are worked through in the down payment guide.

Frequently Asked Questions

What is the on-road price of the Hero Splendor Plus in Telangana?

In Telangana the Hero Splendor Plus costs between ₹90,559 and ₹99,639 on-road, depending on variant. That covers the ex-showroom price, Telangana road tax at 12% for the Self Drum, the IRDAI-mandated 5-year third-party premium of ₹3,570 for a 97cc machine, own-damage cover at roughly 1.5% of ex-showroom, and about ₹3,000 of registration and smart-card charges.

How much is road tax on the Splendor Plus in Telangana?

Telangana charges 12% road tax on the Self Drum, which is ₹9,240. Two-wheeler road tax is set by each state and is slab-based on ex-showroom price. Flat 12% for two-wheelers. EVs exempt. Rates are as of June 2026 — confirm with your local RTO before purchase.

Why is insurance such a large part of a 97cc bike's on-road price?

Because the third-party component is a flat rupee amount, not a percentage. IRDAI fixes the 5-year TP premium by engine capacity — ₹3,570 for the 76–150cc band this Splendor Plus falls in — and you pay all five years upfront at purchase. On the Self Drum at ₹76,999 ex-showroom, total insurance is ₹4,725, or 5.0% of the on-road price. The cheaper the machine, the larger that fixed premium looms in the total.

Do two-wheelers attract the 1% TCS that cars do?

No. The 1% tax collected at source under Section 206C(1F) applies to motor vehicles above ₹10 lakh, and in practice that means cars. No two-wheeler sold in India reaches that threshold, so TCS never appears on a bike or scooter invoice. This is one reason the gap between ex-showroom and on-road is proportionally narrower on two-wheelers than on cars.

Is the Splendor Plus cheaper to register in another state?

Gujarat is the cheapest of the 8 states compared here at ₹87,804 on-road for the Self Drum, against ₹93,964 in Telangana — a difference of ₹6,160. You must register a vehicle where you ordinarily reside, so this is context rather than a shopping option: moving the bike later means re-registering and paying the new state's road tax again.

What EMI would the Splendor Plus cost in Telangana?

On the Self Drum at ₹93,964 on-road in Telangana, a 20% down payment of ₹18,793 leaves a loan of ₹75,171. At 10.5% over 3 years that is an EMI of ₹2,443. Two-wheeler loans are priced above car loans and usually capped at 3 years, so the EMI is high relative to the ticket size — use the calculator above to model a different structure.

Can I get a two-wheeler loan with no down payment?

Some dealers advertise zero-down-payment schemes, and they are usually more expensive than they look: the financed amount rises, and the rate is often higher than a standard 20%-down loan. Because the bike depreciates fastest in its first year, a zero-down loan also leaves you owing more than the machine is worth for most of the tenure. Read the two-wheeler loan guide before signing a dealer-arranged scheme.

Hero Splendor Plus in Other States

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