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Stamp Duty Uttar Pradesh 2026

Calculate stamp duty and registration charges for property purchases in Uttar Pradesh. Pre-filled with Uttar Pradesh's current 2026 rates — adjust property value and owner type for your exact figure.

Male Stamp Duty
7%
of property value
Female Stamp Duty
6%
1% concession for women
Registration
1%
No cap on registration fee
UP RERA
Registered
Mandatory for builders

Calculate Stamp Duty & Registration

₹5 L₹50.00 L₹10 Cr
Stamp Duty
₹3,50,000
7% applied
Registration
₹50,000
1% of value
Stamp + Registration
₹4,00,000
Total govt charges
Total Property Cost
₹54.00 L
Value + all charges
Stamp Duty Rate
7%
Uttar Pradesh • Male
Reg. Charge Rate
1%
No cap

Section 80C benefit: Stamp duty paid is deductible under Section 80C (up to ₹1.5L combined limit) in the year of payment. Claim this deduction when filing your ITR for that financial year. Consult your tax advisor for eligibility.

Results are indicative only. Actual EMI may vary based on your lender's rounding method, processing date, stub-period interest, and applicable fees. Always verify with your bank or NBFC before making a financial decision. See our disclaimer for full details.

Stamp Duty Rates in Uttar Pradesh (2026)

Ownership TypeStamp Duty RateNotes
Male7%
Female6%
Joint7%
Registration1%No cap

Key Rules & Notes for Uttar Pradesh

  • Uttar Pradesh offers a 1% stamp duty concession for female buyers — 6% vs 7% for male. On a ₹50 lakh property in Lucknow or Noida, women save ₹50,000.
  • Noida and Greater Noida properties (Gautam Buddh Nagar district) are in UP jurisdiction — the same 7%/6% rates apply.
  • UP has a separate jantri (government circle rate) which sets minimum stamp duty base values by locality.
  • UP government occasionally announces stamp duty waivers for affordable housing — check the current notification before registration.

Section 80C deduction: Stamp duty and registration charges paid on residential property purchase are deductible under Section 80C (within the ₹1.5 lakh combined annual limit) under the Old Tax Regime. Claim the deduction in the financial year of payment. This benefit is not available under the New Tax Regime (default from FY2023–24). Consult your CA for eligibility.

Frequently Asked Questions

Uttar Pradesh stamp duty is 7% for male buyers and 6% for female buyers. The registration fee is 1% with no cap. For Noida (Greater Noida) and Lucknow properties, the same UP rates apply since these cities are within UP jurisdiction. On a ₹50 lakh Noida flat, total cost: stamp duty (7%) = ₹3,50,000 + registration (1%) = ₹50,000 = total ₹4,00,000.

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