EmiSetu

Compare cars: on-road price & EMI

Pick any two models and variants to see their on-road price and monthly EMI side by side — with the same state, down payment, rate and tenure applied to both.

Car ASedan
Car BSUV

Shared loan terms — applied to both cars

Down Payment
Interest Rate
Tenure
AAudi A4
₹79,737/mo
On-road ₹60.98 L
BAudi Q3Lower EMI
₹78,840/mo
On-road ₹60.30 L
Audi Q3 is ₹897/month cheaper in Karnataka on these terms.
Karnataka
AA4
Technology 2.0 TFSI
BQ3
Premium Plus 2.0 TFSI
On-road costs
Ex-showroom
₹49,66,000
₹49,10,000✓
Road taxA 18% · B 18%
₹8,93,880
₹8,83,800✓
Insurance
₹1,73,810
₹1,71,850✓
TCScreditable
₹49,660
₹49,100✓
Registration & misc
₹15,000
₹15,000
On-road price
₹60,98,350
₹60,29,750✓
Loan
Down payment20%
₹12,19,670
₹12,05,950
Loan amount
₹48,78,680
₹48,23,800✓
Monthly EMI7 yr @ 9.5%
₹79,737
₹78,840✓
Total interest
₹18,19,233
₹17,98,768✓
Total costdown + all EMIs
₹79,17,583
₹78,28,518✓
A4 full guide →Q3 full guide →Car loan EMI calculator →

Estimates only. Ex-showroom prices verified June 2026 (Delhi); road tax, insurance and dealer charges vary — confirm with your RTO and dealer.

How to compare cars on EMI

The sticker (ex-showroom) price is only part of the story. Two cars with similar ex-showroom prices can differ by a lakh or more on-road once state road tax, insurance and the 1% TCS (on cars above ₹10 lakh) are added — and that flows straight into the EMI. This tool applies the same registration state and loan terms to both cars so the comparison is apples-to-apples. For a single model's full variant and state breakdown, open its guide from the car price hub, model the loan in the car loan EMI calculator, and read car loan vs outright purchase if you're deciding whether to finance.